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I paid a debt to the original creditor. How do I go about getting this item off of my credit report? Do I need to contact the collection agency and all 3 of the credit reporting agencies?
I paid a debt to the original creditor. How do I go about getting this item off of my credit report? Do I need to contact the collection agency and all 3 of the credit reporting agencies?
You'll need to get it disputed. Also send a validation request to the CA who owns it now. In case they fail, send a Cease and Desist letter asking them not to call you anymore.