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I have a total of 5 payday loans and I live in Ohio. I have always been faithful in paying them on time and I have continued to reloan with them because I simply could not afford to pay them off. I do understand what an ignorant and financially draining situation I have put myself (& my family) in but at the time it seemed like the only option. Now, the bank has closed my account due to too many overdrafts, which is in a way a blessing. I hope that this will help with negotiating a payment plan with these lenders. The account was not closed when I wrote them the check but the loans come due on Friday. (in two days)
Any experience with this sort of issue??? Please help!
I hope that this will help with negotiating a payment plan with these lenders.
Are all these lenders licensed to operate in Ohio? If not, you are not liable to pay back any amount more than the principle.