4 years for written contract and 2 years for oral agreement. What type of debt you have? Remember, SOL clock starts from the day of last activity shown in your account. If you make an agreement to pay it, or pay a single penny, the clock restarts.
So if the debt is past the statute of limitations for the state of CAlifornia, then you have an affirmative defense in court. this means that they can file the suit and you can raise the SOL to have the case dismissed. Usually, if you tell the collector that you are aware that this debt is past the SOL, they will stop trying to collect. Trying to collect in itself is not illegal. if they call your house, you can send a cease and desist letter. This will make it illegal for them to call.
4 years for written contract and 2 years for oral agreement. What type of debt you have? Remember, SOL clock starts from the day of last activity shown in your account. If you make an agreement to pay it, or pay a single penny, the clock restarts.
So if the debt is past the statute of limitations for the state of CAlifornia, then you have an affirmative defense in court. this means that they can file the suit and you can raise the SOL to have the case dismissed. Usually, if you tell the collector that you are aware that this debt is past the SOL, they will stop trying to collect. Trying to collect in itself is not illegal. if they call your house, you can send a cease and desist letter. This will make it illegal for them to call.