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I was notifed that a negative entry was placed on my Experian credit report. Can I ask for credit validation to see if it mine?
I was notifed that a negative entry was placed on my Experian credit report. Can I ask for credit validation to see if it mine?
You may certainly get it disputed with the bureaus. Did you get any validation notice?
Did you check your report with the other bureaus?
If there's some inaccurate information with one of them, there's this possibility that you can have wrong information with other bureaus as well.
do you have all your credit reports?
what state are you in?
what is the original creditor and the name of the CA?
what is the date of first delinquency? 30 days after last payment
this information will help me make suggestions specific to your case. The state will determine the statue of limitations for this debt. knowing the name of the OC original creditor, will help show if there is a specific govt regulators can intervene. Knowing the dates are very important.