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I settled with them over the phone for 1 payment. They said i can pay over the phone or in person so i went in to pay in person. the clerk told me that it showed in the system that i was to pay 2 payments. So in other words, they were only gona take my initial settlement as a payment only. i want to take care of this but how can i trust them now that they tried to pull one on me???
do you have all your credit reports?
what state are you in?
what is the original creditor and the name of the CA?
what is the date of first delinquency? 30 days after last payment
this information will help me make suggestions specific to your case. The state will determine the statue of limitations for this debt. knowing the name of the OC original creditor, will help show if there is a specific govt regulators can intervene. Knowing the dates are very important.