Building up your credit can take a while to do. If you have NO credit (sort to speak), hopefully you can find someone that will 'take a chance' and extend credit for you. There are CC's, that are good 'credit builders'. However..some of them are high % because of what they are- for people with bad or no credit. Whatever credit you may establish, keep paying on it. The longer you do (and the CB's report the item in 'good standing' each month), the more your credit will build. You may have to go to different car dealers, search for good, used cars, etc. Hope this advice helps alittle.
I think that the best way to repair your credit is to do it yourself. You are the only one that really cares about your credit report. This process takes a lot of patience and perseverance. Different techniques work for different people and cases. When you do it yourself the process is de-mystified and I believe you will less likely to get yourself back into credit problems. There is no easy way out of credit problems and if you could afford to pay someone to do all the work involved then how did you get into money trouble in the first place?
Not that you won't be spending money to repair your credit. Done correctly, you will spend $100 or so on postage. It will also take time. It should take a minimum of 3 months to make a significant point change in your credit score. You will need to be creative and persistent as well.
credit
Building up your credit can take a while to do. If you have NO credit (sort to speak), hopefully you can find someone that will 'take a chance' and extend credit for you. There are CC's, that are good 'credit builders'. However..some of them are high % because of what they are- for people with bad or no credit. Whatever credit you may establish, keep paying on it. The longer you do (and the CB's report the item in 'good standing' each month), the more your credit will build. You may have to go to different car dealers, search for good, used cars, etc. Hope this advice helps alittle.
Re: How to build up your Credit
There are some ways by which you can build your credit as I know
1) Check your credit report
2)Establish checking and savings accounts
3)Understand the basics of credit scoring
4)Piggyback on someone else's good credit
Thanks
I think that the best way to repair your credit is to do it yourself. You are the only one that really cares about your credit report. This process takes a lot of patience and perseverance. Different techniques work for different people and cases. When you do it yourself the process is de-mystified and I believe you will less likely to get yourself back into credit problems. There is no easy way out of credit problems and if you could afford to pay someone to do all the work involved then how did you get into money trouble in the first place?
Not that you won't be spending money to repair your credit. Done correctly, you will spend $100 or so on postage. It will also take time. It should take a minimum of 3 months to make a significant point change in your credit score. You will need to be creative and persistent as well.