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Ugh, electricity, phone service.. everybody will pull my credit report INSTEAD of just checking the credit ( soft inquiry ). I'm not willing to accept this. How can I dispute them? I'm not willing to have my credit compromised by companies that used the hard inquiry even though it was originally not made for them. I was obviously not seeking credit. I can't even get a credit card like this! Not to mention the student loans..
FOA, you must understand the fact that this is all a part of the same system. It happens the same way with one and all. That's the reason they have obtained your permission to access your record.