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I have a debt to a credit card company. I have no money to pay the payment they want. Today i got a call from a layers office trying to collect the debt. I explained my situation behind on house payment and no money. They threaten to take me to court. can they garnish my wages? I live in Ohio.
do you have all your credit reports?
what state are you in? Ohio
what is the original creditor and the name of the CA?
what is the date of first delinquency? 30 days after last payment
this information will help me make suggestions specific to your case. The state will determine the statue of limitations for this debt. knowing the name of the OC original creditor, will help show if there is a specific govt regulating agency that can help so rt out the truth. Knowing the exact dates is very important too.