credit clean up

Submitted by magic21 on Mon, 10/04/2010 - 23:48
Forums

is their a such thing as a credit clean up company

yes but don't spend money on that.

How to DIY repair your credit
By cinnamongirl, eHow Member

I think that the best way to repair your credit is to do it yourself. You are the only one that really cares about your credit report. This process takes a lot of patience and perseverance. Different techniques work for different people and cases. When you do it yourself the process is de-mystified and I believe you will less likely to get yourself back into credit problems. There is no easy way out of credit problems and if you could afford to pay someone to do all the work involved then how did you get into money trouble in the first place?

Not that you won't be spending money to repair your credit. Done correctly, you will spend $100 or so on postage. It will also take time. It should take a minimum of 3 months to make a significant point change in your credit score. You will need to be creative and persistent as well.

Read more: How to DIY repair your credit | eHow.com [

Tue, 10/05/2010 - 00:44 Permalink

CINNGIRL...love your advice!! Yes..it does take time, to clean your credit, yourself. But...the advantage to that is YOU (generally speaking) know that it's getting done and you're not spending ALOT of money doing it. So called 'credit repair comapanies' can end up scamming you. Even if they have a good 'rating', you don't know where that rating is actually coming from.

Thu, 10/07/2010 - 11:22 Permalink