late payments reported on credit report

Submitted by bttk49 on Wed, 09/22/2010 - 14:44
Forums

i have this company that reports late payments for the wrong months for one thing and they say they will remove it and just put it back on what do I do

Hi bttk,

Welcome to this community :)

Please provide more details on this account so that the members here can help you. However, if you have not yet tried to dispute this with the credit bureaus, you should do that.

Send a dispute letter directly to the credit bureaus through certified mail, requesting a return receipt. Also, report the company to the Fair Credit Reporting Act (FCRA) and State's Attorney General.

Feel free to refer to the sample dispute letter at http://www.creditmagic.org/repair/dispute-letter.html .

Thanks,

Aaron

Thu, 09/23/2010 - 06:33 Permalink

do you have all your credit reports?
what state are you in?
what is the original creditor and the name of the CA?
what is the date of first delinquency? 30 days after last payment

Thu, 09/23/2010 - 10:54 Permalink