Car Loan with Bad Fico score

Submitted by sosomega on Sun, 09/12/2010 - 18:33
Forums

I have to purchase a vehicle. I just check my Fico score its a 596. I have paid for the vehicle loan that was in my mother's name (the vehicle I currently own) but in her name. How can I show this to the dealership finance that I was the one responsible for paying the car note from 2001 to 2010 (remember this account is in my mothers name but I paid the loan)?

Hi sosomega,

Welcome to this community :)

Get added as an authorized user on this account of your mother. Once the account history shows up on your credit report, your credit score will improve.

Thanks,

Aaron

Mon, 09/13/2010 - 10:29 Permalink