A freeze prevents creditors and credit bureaus, as well as others, from using credit in your name. A freeze places a PIN number on your account, and only you or someone you tell the PIN to can access your credit report. A credit freeze makes it impossible for someone to open a new account in your name.
Contact the three consumer credit reporting agencies (CRAs) -- Equifax, Experian, and TransUnion -- to begin the freeze process. A freeze costs nothing, $5, $10, or $20 depending on your state of residence. The process is free if you have proof you are a credit theft victim.
You need to place freezes on all three CRAs -- Equifax, Experian, and TransUnion -- because it is impossible to know which particular CRA a potential creditor will use when researching your credit worthiness.
with all three agencies
A freeze prevents creditors and credit bureaus, as well as others, from using credit in your name. A freeze places a PIN number on your account, and only you or someone you tell the PIN to can access your credit report. A credit freeze makes it impossible for someone to open a new account in your name.
Contact the three consumer credit reporting agencies (CRAs) -- Equifax, Experian, and TransUnion -- to begin the freeze process. A freeze costs nothing, $5, $10, or $20 depending on your state of residence. The process is free if you have proof you are a credit theft victim.
You need to place freezes on all three CRAs -- Equifax, Experian, and TransUnion -- because it is impossible to know which particular CRA a potential creditor will use when researching your credit worthiness.
what a freeze does is force credit granters to go through extra verification before giving you credit
CREDIT FREEZE
I WOULD LIKE TO FREEZE MY CREDIT, SO NO ONE CAN GET ANY THING ON CREDIT, USING MY NAME.