Delay in Credit Score?

Submitted by dennis510SSS on Wed, 09/08/2010 - 22:14
Forums
Credit repair

I had a 11,000.00 collection get removed from all three agencies. On Experian my score was raised by 75 points but Equifax and Transunion have not gained any points. Is there a delay with Equifax and Transunion.

Aaron

Hi dennis,

Welcome to this community :)

If the listing has been removed, the score too is supposed to increase. I think you should talk to Equifax and Transunion about this.

Thanks,

Aaron

Thu, 09/09/2010 - 06:35 Permalink
dennis510SSS

I was able to pull down my score from the Transunion site and my score was 70 points higher than what I get with my Experian login. I contacted Experian and they said that each agency reports calculates a different way.

I really do not think he understood what I was talking about.

Thu, 09/09/2010 - 21:09 Permalink
Aaron

Hi dennis,

I contacted Experian and they said that each agency reports calculates a different way.

This is true. The three credit bureaus calculate your score individually. Moreover, not all creditors report to all the three bureaus. Thus, the scores of the three bureaus differ.

Thanks,

Aaron

Fri, 09/10/2010 - 10:30 Permalink