If I send a dispute letter to the credit bureau and they then send me a letter saying the debt is mine can I then send a dvl to the ca? Since the credit bureau already say it was mine? Help!
Yes, you can definitely send a debt validation letter to the collection agency though the credit bureau said that the debt was yours. Remember to send the letter to the collection agency through certified mail, requesting a return receipt.
yes, you can DV the collection agency and dispute the entry.
THe credit bureau does not verify that it is you. they just make sure that the CA said it was you.
thanks
thanks for the info. great forum. very knowlegable people.
dispute letter vs dvl
Hi pab,
Yes, you can definitely send a debt validation letter to the collection agency though the credit bureau said that the debt was yours. Remember to send the letter to the collection agency through certified mail, requesting a return receipt.
Thanks,
Aaron