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I have a closed account from wells fargo that was paid in full in 2007. while checking my CR, I found that they were reporting me late, 30 days x 4 and 60 days x 1 from 2006. I immediatly disputed this and got my results today, all of the lates have been removed except now they listed me as being 60 days late as of 8/10. WTH, I paid this off 3 years ago and is showing a zero balance. I disputed this already, but was wanting to know what I should do from here?
pay Status = >60 days past due<
Date Updated = 08/10
past due = 0
Date open = 03/2003, it was a 3 year loan
Date Closed = 08/2010
wells fargo is a national bank so you should complain to the OCC. Read how to fix your credit by whining and complaining. I wrote it for ehow and you can find it in my links
wells fargo reporting late
Hi edman,
Were you ever late on this account? If not, and if you have all the payment receipts you can dispute this with the credit bureaus.
Thanks,
Aaron
1. dispute with credit bureaus
2. 623 letter to well fargo
3. complain to OCC
I believe that if you follow these steps it will fall off.