responsibility of debt.

Submitted by Anonymous (not verified) on Tue, 08/10/2010 - 14:06
Forums

i took out a huge school loan. my step grandparents purchased the debt of that loan and are now charging me a higher interest rate. they did this to be very mean to me.

is that legal?

can i declare bankruptcy since the debt is now my grandparents and not mine?

how does third party student loan debt work?

if you have any experience in this, please email me at "tryingtomail2000@yahoo.com"

i really need help.

thank you

[link to mail id removed as per forum rules]

Hi loan help please,

my step grandparents purchased the debt of that loan and are now charging me a higher interest rate.

When your grandparents purchased the debt from you was this done officially? If the interest rate they are charging is according to the terms in the contract, then it is legal. Thus, you need to check that out.

can i declare bankruptcy since the debt is now my grandparents and not mine?

Yes, you can. Even if the debt was yours, you could have declared bankruptcy depending upon your financial situation.

how does third party student loan debt work?

I am a bit confused on this? Can I know if the debt is still with your grandparents or has it been handed over to any collection agency? Can you give more details on this debt?

Thanks,

Aaron

Wed, 08/11/2010 - 06:20 Permalink