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If I settle a debt or pay a debt off that has been delinquent for a 30day period or more can I ask for a payment of deletion
If I settle a debt or pay a debt off that has been delinquent for a 30day period or more can I ask for a payment of deletion
payment for deletion
Hi gwfastrefunds,
Welcome to this community :)
Yes, if you are making payment on a 30 day late account you can ask for a "Pay for delete" (PFD) agreement. However, if the creditor will agree to the PFD agreement depends on the company itself. You can send them the Pay for delete letter through certified mail, requesting a return receipt.
Thanks,
Aaron
is the account already reporting 30 days late? when did this 30 day late happen? Is the account closed. At this stage of the game, the account is not charged off so it is unlikely that they will agree to delete unless they are a very small company. One late can be removed through good will letters and or623