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Last year, a credit card company filed a civil claim judgement against my husband. This was my husbands account in his name only. We got a registered letter and I checked his credit report and it is listed in their at the courthouse. They attempted to take money from our checking account but because it was a joint account and the credit card was only in his name they couldn't take any funds from the account. We haven't heard anything from them in a few months and was just wondering what the next step will be. We do own our own house and live in PA. Thanks for your help.
I did attempt to make a payment arrangement with them before all of this started and they wanted way to much money every month and were not willing to take reasonable payments.
If someone could respond to this so I have an idea what my best options are