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I recently went through a divorce and my divorce was final as of April 2009. I wasn't able to make the payments on my credit cards, because I barely can make it on my own. If credit cards get charged off can they still put a judment on you. If they do put a judgement on you can you lose everything you own or have a lein put on your home, even if my ex-spouse is keeping the home, and right now he can't get me off of the deed, because the home isn't worth enough to refinance it, so he can't get my name removed.
well, yes
Is there a question?
So judgments are bad, they stay on your credit much longer than 7 years. It also can cause your exspouse to sue you to because you agreed to obligations in the divorce. ick. sorry.
credit card judgement
If a credit card gets a judgement against you in louisana can they
take a car that is paid for or your bank account?
credit card judgement
If a credit card gets a judgement against you in louisana can they
take a car that is paid for or your bank account?
Ouch, that is some bad news, you summed it up correctly, if the credit cards hold a high balance it is possible for the creditor to sue, and if they know you have your name on a property, they may very well go for a lien against the property.
What that does is prevent your ex or you from selling that property until the judgment / lien is paid off. As long as he remains in the house with no intention of selling the property, he could go to his death bed never settling up on the lien.
It will stop applications for future credit, until the lien is paid.
I think there is something extra here about quick deeding the property to him, I am not sure how that works, but I think you should talk to a lawyer and ask them to explain your options. In some states you can get a one time free consult from a lawyer.