How do you remove wrong things on your credit report ?

Submitted by jimjf on Fri, 02/19/2010 - 16:14
Forums
Credit repair

There are things on my credit report that aren't mine. How do you get rid of them ? I think they might be my fathers, we have they same name.

debranewell2008

Dispute it with the credit agencies. They will investigate it and if they find they are not yours then they will correct it.

Sat, 02/20/2010 - 03:43 Permalink
cinnamngrl

First you dispute it with the credit agencies, but if this doesn't work you need to attack the credit furnisher directly.

Sat, 02/20/2010 - 14:44 Permalink
Aaron

Hi Jim,

You can first dispute the item with the credit bureaus. However, attach the proof that the debt was not incurred by you. If the credit bureaus fail to remove it from your report, you can directly send a 623 report to the information furnisher.

Regards,

Aaron

Mon, 02/22/2010 - 06:53 Permalink
matzcrorkz (not verified)

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Wed, 08/06/2014 - 00:17 Permalink
matzcrorkz (not verified)

SLzTEc Very informative blog post.Much thanks again. Will read on...

Wed, 08/06/2014 - 03:32 Permalink