First of all you should never default on your payments. This builds up a good credit history. The credit history plays the most vital part in maintaining and improving your credit score. It accounts up to 30-35% of your score. Other than this, try to go current on the accounts on which you have been delinquent(if any).
Don't try to open any new account if not needed. Also remember that keeping balances low on credit cards helps in improving the score. Don't decide to close any old account, the credit history matters. Moreover, closing the account will lower your available credit.
However, I should add that there is no time limit within which you can improve your score. It is better to have patience regarding increasing your score.
credit score
Hi Goldwire,
First of all you should never default on your payments. This builds up a good credit history. The credit history plays the most vital part in maintaining and improving your credit score. It accounts up to 30-35% of your score. Other than this, try to go current on the accounts on which you have been delinquent(if any).
Don't try to open any new account if not needed. Also remember that keeping balances low on credit cards helps in improving the score. Don't decide to close any old account, the credit history matters. Moreover, closing the account will lower your available credit.
However, I should add that there is no time limit within which you can improve your score. It is better to have patience regarding increasing your score.
there are techniques that let remove negative tradelines but I know of no service that "attaches perfect accounts?