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A debt of mine was recently validated and I plan on replying with the offer to settle. At the moment money is a bit tight so I wouldn't be able to offer up a huge lump sum payment, and I don't want to make monthly payments. Is it reasonable to ask the CA that I want to settle, but that I can most easily do it in say, 60 days? Does it really just depend on how willing the CA is to work with you?
Also whats a good starting point for a settlement offer? I had read elsewhere that 20% of your balance is good and to offer no more than 50%. What are your opinions and experiences?
Thanks everyone!
Hi Mike,
There is actually no stipulated time for making the settlement offer. It depends on the creditor himself. The offer you would like to make depends on your financial condition. Calculate how much you will be able to pay to your creditor on a monthly basis and depending on that make the offer.
Mike, it certainly sounds like you have done your research. You really should call the creditor or collection agency and put an offer on the table as soon as possible, before they would think about filing suit. Make sure any offer that is agreed upon between you and the collector is gotten in writing so that you have proof this is what they agreed upon. Also make sure you get this before making a payment on the debt. The collector would more than likely want to make an agreement with you since going to court is both time consumong and costly.
How To Use Religious dating services
Many singles these days are not only seeking item similar interests and hobbies, But also one who shares their religious beliefs. One great way to meet someone with the exact same religious interests is through a religious dating service.
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If you place a call to the religious dating service, You will in all probability find that they ask you to make an appointment to come in and meet with them. At this scheduled time, you will end up asked to fill out answers to questions concerning your hobbies, Your belief strategy, Your career, And all sorts of other things that will enable them to match you with a potential mate. They will most likely take your photo or even a video of you to show to people who would like to try you.
Your contact information will not be given out to anyone who is interested. preferably instead, The dating service will contact you with the content and you can take it from there. This may be a great way to meet that special someone who is like minded when it comes to faith.
One last way to meet a single person of similar faith is not really a dating service, by itself, But a way to get out and mingle with well matched singles! If you would like dating someone who shares your religious beliefs, Then why not head to your church's singles night? Did you'll have to do many churches offer singles nights either at the church or at a get together somewhere in town? Sponsored by a church with a certain denomination, These singles nights can be a wonderful tool for meeting that special someone!
You can look in your the local press for religious singles nights near you, Or call a place of worship and see if they provide a singles night for mingling. All you have to do is show up and see if think about singles who may be of interest to you. later, the potential for dating is up to you!
Dating can be tough for anyone; It can be even tougher in the event you want someone that has similar religious beliefs. By using a dating service that caters just to the precise religionof your choice, You can meet that special someone. You can also try an online dating service that will match you up to someone with similar religious beliefs, Or everybody a singles night at a local church. Any of these dating ideas are great ways to meet that special someone you have been looking for.
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