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Can they still have the items marked as placed for collection on my report? Some companies I DV with seemed to have marked it saying it was being disputed.
Can they still have the items marked as placed for collection on my report? Some companies I DV with seemed to have marked it saying it was being disputed.
Yes, until the disputed item is settled it will stay there, if you win the dispute then you can have it totally removed.
This is true. Do not give up hope though. Some do not prove the debt and if they don't you can get them removed. It can be a long process but it is better than doing nothing at all. Also for your information only two companies can report a debt at the same time on your credit report. That is the original creditor and the most recent collector. Collectors who bought and then sold the debt can not also list.