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I had trans union credit monitoring up until last week. They sent me an alert on Friday and I called them to make sure it was reported correctly. He told me I had to buy another credit report to see the changes. I thought you could dispute things anytime. He said my report was a month old so I couldn't. Are they just mad because I canceled their service or is he telling me the truth.
They should have provided the report for you if you have paid for services.
also, you can file a dispute any time you want, you don't have to be in credit monitoring to do that. I have never been in a program like that and have filed disputes. Call and talk to someone else, don't mention being in the program and tell them you want to file a dispute.
Thanks goodnatured for the information. I believe they are just being a bunch of butt heads because I canceled their service. I will call and talk to someone else. I don't know how they are even allowed to get buy with the things they do. It's not right.
Hi Debra,
I will go with Goodnatured in this matter. You can dispute any incorrect item on your credit report. For that you do not have to be under the monitoring services. You need to call and clarify the matter. In case of any problem, you can always seek help from the State Attorney General.
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type in credit o krama and you get a free credit score and they will monitor yoyr credit. They will also send out alerts about your credit. I surely hope this can help some one.