You need a plan for spending, a plan for increasing your income, and a plan to deal with your debt.
you need to address spending. Find ways to control your out-flow. Put a priority on your expenses. Shelter, food, and clothing are vital, and any other spending should be curtailed. Make saving (not spending!) money your No. 1 priority by setting aside a small amount in an interest-bearing savings account with every paycheck.
Finally, everyone wants to earn more money. Further your education so that you can increase your value to employers in your area. Community colleges offer an excellent value, and many schedule evening classes for working students.
You need a plan for spending, a plan for increasing your income, and a plan to deal with your debt.
you need to address spending. Find ways to control your out-flow. Put a priority on your expenses. Shelter, food, and clothing are vital, and any other spending should be curtailed. Make saving (not spending!) money your No. 1 priority by setting aside a small amount in an interest-bearing savings account with every paycheck.
Finally, everyone wants to earn more money. Further your education so that you can increase your value to employers in your area. Community colleges offer an excellent value, and many schedule evening classes for working students.