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I recently paid off several collections and although they are currently showing as $0 balance on my credit reports, I am desperate to have the items removed permanently. Can anyone make any suggestions? Is there anything I can do?
My Current scores are:
Experian- 574
TransUnion- 592
Equifax- 595
I just need to do anything to get my scores at least to 600. I have been repairing my own credit for almost a year now and I've pretty much seen everything, but this has really stumped me. I have gotten so good, I'm pretty much a credit repair guru, but I'm clueless now.
Hi Margaret,
I really don't think there is anything you can do now to have them removed since you have already paid them. Now if you still owed on them you could have sent them a pay for delete letter asking them to remove the negative listing once it was paid. But since you have already paid them they have no motive to do that now.