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except for my debt stems from student loans...I was paying 690 to 710 in my last apartment, at 14.56 an hour after losing my job in the latter of 2008, I was able to get approved for another apartment after having to end my lease upon renewal time. They wouldn't work with me at all after paying rent never late for 2yrs straight. So now I a in another apartment paying upon first year 610.83 plus 30.00 flat water fee while making less an hour at 12hr this year the lease term and rate went up to 640.00 plus water fee of 30.00. I don't make enough to get the house that I want and with my credit score of only 593 I will be forever dodging bullets. I will never be able to own a home yet I pay more than what some homeowners pay in mortgage with a home that's in the type of range I am looking for such as less than 70k. I can't afford to put 20% down, I am only thinking like 4% to 5%...I know its not much but its all I can afford to save. With insurance both car and health, and other bills, and or loans I am getting by, and never late. Getting an associates degree didn't help me at all, I make annually less than I owe in student loan debt. But I think that its a bunch of crock that because of my credit score I am pretty much forced to move and move and move because I can't stay in one apartment complex more than 2yrs due to the rate increase in rent.

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