Forums
Can unemployment be garnished from bank account?
I live in Utah I have a creditor that has gotten a judgement I paid half and plan was to pay the remaining balance on the 30 of OCT 09. We only have income for this above source, we are receiving 399.00 per week not meeting household expense .I do not have a problem paying something however they want half of it now or going to act with the judgment. We have one dependent at home and do receive state insurance for all of us. If you can give me any advice.
I did read on the internet that I fit the exempt example
however it did not have a state listed on it.
Hi noligun76
Unemployment benefits are exempt from garnishment. But, since bank accounts are not, if your unemployment benefits get deposited in a savings account it can be garnished. You may get in touch with your bank in order to protect this money from garnishment.
Hi noligun,
Yes Carol is right let your bank know that it is only your unemployment check that is deposited into your account. And make them aware of the judgment so they can watch for it and not let it go through.
unemployment garnishment
I thank you for the information.
Is there a form I need for the bank or just going in is enough?
Hi Nora,
I believe you can just go in and take care of it that way. If there is a form to be filled out your bank should have it. I'm sure they are use to this kind of thing happening and keep those on hand.Hope this helped. Keep us up dated on how things went.
unemployment garnishment
I live in California, if they cannot garnish my unemployment check, they can still garnish my checking account? My bank is one that I owe money to, I want to pay everyone off in full, but it is impossible until I get back on my feet, and I need to be able to pay my bills meanwhile, so how can I do that if I can't deposit my check?
Heres an idea. Pay your bills so you dont get a judgment and dont get garnished. Stop being a victim and take some responsibility for what happens in your life. Stuff happens. Stop crying and deal with it.
Well, I'm sure it's painful if our banks fail to offer that much-needed assurance of protecting our money. Often do we need more time to stand upon our own feet from a severe state of disability. Some of us do have a long-term relationship with our banks (for which we have a checking account) and we're often confused when we hear our money's going out without any information being conveyed to us
bank garnishment of unemployment
Telling the bank unemployment is your only source of income w/ direct deposit doesn't matter, I've been there they don't care. Your best bet is getting it in check form @ cashing it @ walmart for 3 bucks, or a check cashing place that charges around 10 bucks!!
unemployment garnishment
Unemployment benefits are always exempt from garnishment. A debt collector cannot touch your unemployment check. If you are depositing your unemployment check in your bank account then you should inform your creditor about the source of this deposit. Otherwise, creditors can always try to freeze your account.
KWUfgotvPHdeAGP
RHfTjP Great, thanks for sharing this blog article.Really thank you! Cool.