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I had a judgement against me in May 2007 for $2500, I have been paying $100 a month for 28 months so thats $2800. This creditor is saying I still owe about $2300. Can they charge double the judgement? This judgement does not appear on my credit report either.
I don't believe they can, that is ridiculous isn't it. What is in the judgement paperwork, is it in there where they can collect intrest on the account? What are they saying the money is for? Why the extra?
You really need to look at your judgement paperwork and see what it says.
I believe I heard somewhere that the creditor is allowed to charge interest. Thats it. This is got to be paid. If I were you I would call the courthouse thnat issued the judgementand the atty general. If this is being debited from your checking also go to the bank.
Now do you have proof of all your payments? If so I would move forward and contact every person that could help. Try starting with your atty general. He/she will call them directly and help resolve this problem. I would also ask the atty general about if it is legal to add interest. They will know what to do so please call.
Wow that Is nuts if they are allowed to charge that much. That just doesn't sound right how can someone afford to pay that if they couldn't afford to pay it to start with. Yes I would definitely be calling someone checking on that. I could see maybe charging some interest but not that much.
You really need to see what the judgement paperwork states, if it states that they can collect intrest then they probably can. This is one of those things that you can fight if you show up to court, you may not win entirely but at least you have some control over what is going to happen in the future. If you don't show then they pretty much get there way, the court will not sort it out on your behalf, you have to show up and represent yourself.
Yes you definitely do need to go to court. Hopefully everything will go your way. Good Luck