Forums
I sent the answer and the DV to both the court and the CA.
how long should i wait for the CA to respond before filing the form 10544 to dismiss the case.
i am hoping the CA will respond and not pursue the case in court.
thanks
Usually a debt validation can take no longer than 30 days from the time they recieved the request. I am not sure about the form 10544. I myself have not heard of it but I am sure others here have.
Can you tell us more about the 10544?
fireyone is right, normally about thirty days, and you should know that any communication with a debt collector should be sent certified mail, return reciept requested that way they can not deny getting it, if it is a collection agency this is common practice.
form 10544 is a motion that i would like to file to dismiss the original motion or case filed by the CA; i am waiting for the CA to respond to the DV letter first; and if they don't in 30 days i will file the motion to dismiss the case without a trial. does that sound right to u? i really dont want to go to court to fight this case; thanks
so what happens next
what happens after i send the answer to the court and the debt verification letter to the collection agency.
how long should i wait for the CA to respond to the DV. should i wait 30 days and then file a motion for case dismissal if i dont receive the debt verification from the CA?
Hi question
I don't think the CAs have any time limit to validate a debt. You may wait for 30 days after sending the request and then if they do not validate the debt, you could dispute the debt and attach with it a copy of your validation request, the return receipt as proof that they have received your request and a statement saying that since they have not validated the debt, they ca no longer pursue it as valid.
I know you only have 30 days to dispute the debt once you recieve notice that they are trying to collect on it so I would assume that they only have the thirty days to validate.
What do you do when they do not respond, just had one that I got the attorney generals office involved in and they have not provided me with any information, in fact they won't deal with me at all, what should I do now? It has been past the thirty days?
This is also where I am getting confused. I always thought that one they did not validate the debt in the given time period they lost their right to sue for the debt. If it doesn't remove that aspect then no collection agency would ever validate a debt. I am waiting on debt validation asked for by myself and my states atty general. I need to see this validation so I can figure out what the heck this "ghost debt" is suppose to be. So if they do not validate do they lose their rights to sue or not?