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Did you ever hear of Legacy Legal services? do you have any input? They claim that they can clear bad credit off, I really need help with this. I think I got suckered in today and gave my bank card info, but didn't verify in email they sent me.
Arya,
DO NOT pay anything until you validate the debt. Anyone can call you and say "You owe me money". Would you just pay it without investigating? No. Please validate the debt before making payments!