need help with my credit

Submitted by rodriguezMP2 on Thu, 07/23/2009 - 03:08
Forums

my name is george i have a question about my credit i went to go get a car and they look at my credit and my dad information show on my credit what do i do

Hi rodriguezMP2

Can you provide more information so that we can understand the situation better? What kind of information was showing on your card? Is it your card? Please give us more information so that we can try to help you.

Thu, 07/23/2009 - 05:05 Permalink

Hi George, If I am understanding this correctly the credit reporting agencies are listing your fathers debt as yours. If this is so my husband went down this path a few years back. You could dispute the debts. Also try contacting the companies or collection agencies yourself and explain this to them.
We had to to this and also used the proof of the different social security numbers to prove the debts were not my husbands. Where we lucked out is at the time the debts were taken out my husband was only in his early teens so it was not hard to prove.

You will need to start with disputing the charges. Send out debt validation letters by certified mail. It may take some tim e to get things straightened around. Did your father use your ss number and name or what. You may need to explain that part a little better

Sat, 07/25/2009 - 03:04 Permalink