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My credit score was always excellent now it has plummeted and I feel totally at a loss to resolve this.. Big brother making it so hard to even find the problem... I have a platinum silver
Amex card.. etc.. been with the same bank 15 years etc.. but now cannot get a loan.. and need one for the first time I have a home I own but no mortgage should be easy..? y score was 0684. How can I work thru sorting this out..?
thank you
trishaziff,
it is the condition of so many people is alike you.It is really due to recession.Make it sure that you are current on the payments of all loans and thus it will help you build the credit.
This is for this time.
my credit SCORE PROBLEMS
can you tell me what this means... my credit score is 00684 how bad is that...? thanks?
trisha
it says scores range between 300 and 850 so I need to get mine to 800+ what can I do to do that...?
Hi, in this economy cc companies and banks are being very tough and have put up very high requirements on getting loans/cc. 684 is around average. You would like to get over 800? How many credit cards do you have? You dont have a mortgage? Car Loan? Paying your bills on time and paying them down under 30% to your entire credit limit. 800 is not impossible but does take time and patience to achieve.
Hello :D ,
I think you must have to improve your credit score to resolve this issue.
There you have to get loan you must have 620 Credit Score then you will mach to credit scores condition. They will make hard inquiry before passing your loan.
So make your bill payments before due date & make it on time its very important to improve your credit score. If you have already took a loan so be paying them.
Thanks & Most Welcome to you.
************************
Shake in fare so don't care.
Hi trishaziff ,
A credit score ranging from 700 to 720 could be considered decent enough to be approved for a loan, at the best possible rates of interest. You can work towards improving your credit records by making all your payments in your existing credit cards and repaying them on time. However, do not apply for a new line of credit while you are trying to repair your credit issues. There will be hard inquiries to be approved for new credit cards and that would lower your credit score by few points.