does a summons have to be delivered and placed in your hand ,or can they just mail you one. If you lose in court, have no job and no money, what can they do?
A summon is generally send to you by certified mail. If you fail to respond to a summon, the plaintiff can bring default judgment against you and garnish your wages. The plaintiff may also bring judgment against you to garnish your bank account, if the state does not permit wage garnishment, so that whenever any money gets credited in your account it gets garnished and this process of bank account garnishment will continue as long as the judgment amount is paid in full.
If the creditor brings judgment against you to garnish your wage, it does not mean that the creditor should start garnishing immediately. Judgment also has a separate Statute of Limitation period and the creditor can start garnishing anytime within this period. So if you do not have a job right now, the creditor can start garnishing once you get a job.
A summon is generally send to you by certified mail. If you fail to respond to a summon, the plaintiff can bring default judgment against you and garnish your wages. The plaintiff may also bring judgment against you to garnish your bank account, if the state does not permit wage garnishment, so that whenever any money gets credited in your account it gets garnished and this process of bank account garnishment will continue as long as the judgment amount is paid in full.
If the creditor brings judgment against you to garnish your wage, it does not mean that the creditor should start garnishing immediately. Judgment also has a separate Statute of Limitation period and the creditor can start garnishing anytime within this period. So if you do not have a job right now, the creditor can start garnishing once you get a job.