You can always call and see if they are willing to do this for you, they may, but you never know unit5l you try, give them a call and start the conversat5ion.
Yes you could make the call but I would see it bieng doubtful for them to change it around,This way they are gaurenteed their money. If they had to get a garnishment it was due to the unwillingness of the debtor to pay the company or person back. It would be a big chance for the one who is owed the money.
Fireyone-
What you say makes sense to me as well..I guess all I can do is try, I just wondered if once a garnishment was in place if it is in stone.. Thanks for the response.
When a creditor brings judgment against you to garnish your wages, he has to submit a copy of the judgment order with your employer before every pay day to get the money. Now, since the creditor also has problem in producing the garnishment order to your employer, he might agree to a repayment plan which you can afford to pay. But since there has already been a judgment and your credit score has been affected by that, I think that instead of going for a repayment plan, you can allow the creditor to continue garnishing your wage. The wage garnishment will automatically stop once the judgment amount is paid in full.
Carol, So it is not just one copy they have to submit but every two weeks? Wow this would put some work into collecting the debt. I also have heard that the employer has a right to be paid a certain amount for doing this. How true is that? Also what happens if the garnishment does not stop after the debt is repaid? Can they request to see the judge who issued the garnishment and get reimbursed?
Yes, the creditor has to submit a copy of the judgment before every payday with the employer in order to garnish your wage. However, the employer cannot charge additional amount for sending a portion of your wage to the creditor. However, if there is postage and other fees associated with garnishment of the amount from your wage, the employer can deduct it from your wage.
When the garnishment amount is paid in full, the employer will receive a garnishment release letter and will stop any deduction from your wage.
You can always call and see if they are willing to do this for you, they may, but you never know unit5l you try, give them a call and start the conversat5ion.
Yes you could make the call but I would see it bieng doubtful for them to change it around,This way they are gaurenteed their money. If they had to get a garnishment it was due to the unwillingness of the debtor to pay the company or person back. It would be a big chance for the one who is owed the money.
Fireyone-
What you say makes sense to me as well..I guess all I can do is try, I just wondered if once a garnishment was in place if it is in stone.. Thanks for the response.
When a creditor brings judgment against you to garnish your wages, he has to submit a copy of the judgment order with your employer before every pay day to get the money. Now, since the creditor also has problem in producing the garnishment order to your employer, he might agree to a repayment plan which you can afford to pay. But since there has already been a judgment and your credit score has been affected by that, I think that instead of going for a repayment plan, you can allow the creditor to continue garnishing your wage. The wage garnishment will automatically stop once the judgment amount is paid in full.
Carol, So it is not just one copy they have to submit but every two weeks? Wow this would put some work into collecting the debt. I also have heard that the employer has a right to be paid a certain amount for doing this. How true is that? Also what happens if the garnishment does not stop after the debt is repaid? Can they request to see the judge who issued the garnishment and get reimbursed?
Yes, the creditor has to submit a copy of the judgment before every payday with the employer in order to garnish your wage. However, the employer cannot charge additional amount for sending a portion of your wage to the creditor. However, if there is postage and other fees associated with garnishment of the amount from your wage, the employer can deduct it from your wage.
When the garnishment amount is paid in full, the employer will receive a garnishment release letter and will stop any deduction from your wage.