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Can I get a loan to pay off
5 cash advance @ 575 per loan
to be paid over a 12 to 18 month period and still be able to pay my other bills. House, car, phone, food, etc without going broke every month with the payment?
Thank you for your concern.
Bonnie
Bonnie,
You are not the first one to walk in these shoes, I have been there and feel your pain. You won't find a loan here to help you, but you will find some advice from people who have been there, so to start you will need to give some more information.
1. What state are you from? Each state has there own laws regarding payday loans so that will be the first thing you will need to know. If you post that we can find those laws for you.
2. Are the companies that you have the loans with store front or internet loans?
3. What are the names of the companies? How much did you intially borrow and how much have you paid back so far to each one of them. Please list all this individually.
When I found myself to the point of no return, I found this place. I have to say that once I got a paid in full on the first two, I felt like a I had a little power back in my hands. I hope you will list all this information and that you will stick around long enough to hopefully get some help. I will look for your response.
Be very wary of pay day lenders. Sometimes it seems as if it is your only route and many do have to go this way. It just drags out the bill nightmare a litttle longer. Do you have any family that could help you? How about a consolidated loan from a bank? There are also other lenders out there like Citi financial.
When my husband and I first met we both had not so good credit and faced your situation. We had to rely on going to Citi for a loan. It was higher interest but it kept us a float and started rfebuilding our credit.
As long as you can pay them off on your next pay day they are not that bad, it is when you let them run on and on.
Can you be a little specific as to against which type of loan have you taken a cash advance? Is it against a credit card or any other alternate lines of credit. Mostly cash advances have a much higher rate of interest than a normal line of credit or a credit card purchase and they also do not have any interest free grace period.So I would always suggest you to get first pay off cash advances. However, you should never go for payday loans to pay off cash advances.
I am not referring to any specific one anthony, my point is that you need to pay them off as soon as possible with no excuses. I have taken them out and then figured that I can pay a little at a time, when in reality I could have paid it off the very next pay day, It costs me more because I fiddle around and spent the money on things that I really did not need.
Any payday loans should be paid as soon as possible. I would really like to see every State cap the interest rate on these types of loans. I do not thin k the whole idea of pay check lending is a bad idea. I did not do well in my area because people couldn't afford the rate. It would work if they redid their interest rate and made it more appealing to all people and not just the desperate ones who had no where to turn.
payday loans
i don't think people really understand that when having multiple payday loans is depressing keeps you from paying regular bills...i think at the point where people come on here and ask for help in the form a loan to pay off all those payday loans its even more depressing when the only help here is just advice. i like alot of other people have learned my lesson with this,but need a loan to pay off those loans and live a normal life.
When you get into the viscious circle of payday loans it can be very depressing, any type of debt can really, it affects your confidence, your self esteem and etc. It is important to be honest with yourself and then make a goal plan on how to get rid of the debt.
These forums are a really great part of the process, you can come here and let loose and talk about it. Lay it all out and then setting step by step plans on how to get rid of the debt. There is a light at the end of the tunnel, hang in there. It does get better.
You know I was thinking we discuss payday loans here all the time. seems like lots of people fell in to this trap. I haven't seen anyone give a true examplae of how to get out from under them. If your are only making so many paymants and do not have the money to pay one off in full how do you end this cycle?
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First Parish embraces new minister
PORTLAND The First Parish Unitarian Universalist chapel, Portland most ancient church, Has a tradition of embracing its 335 year history while attempting to initiate change.
The church outer pots have, after awhile, Served as a pathway for meditation by day and a sanctuary for transients to lay their weary heads at night. Perhaps that contrast best illustrates what congregants perceive as their church role in society: to provide a place for inspiration and adaptation that supports a diversity of lifestyles in an ever changing world.
Also symbolic of that ideal is a cannonball decorated chandelier hanging in the church parish hall. the very cannonball, Fired on the church by brit troops in 1775, Bounced off its outer walls and was saved as a token signifying resilience in latino lady troubled times.
On thursday, First Parish congregants will install yet another fixture that they hope will reflect their ideals for generations to come to ponder. initially in the church history, It will install a called and settled female minister.
all the Rev. Christina Sillari was with one voice voted into office in September after a nearly year long search that included 30 interviews and as many meet and greet visits conducted by the church search committee.
Sillari will replenish the Rev. tim Jenkins, Who died in 2009 after a two year fight with cancer.
Search committee chairman Jeff Logan likened the buying process to an online dating service that ended in a happy marriage of philosophies. After exchanging long profiles detailing their respective personal histories, Sillari and the congregation met and discovered commonalities that they believe will make for a lasting relationship.
Sillari, 47, Is a boston native from a working class family of Greek Orthodox and Catholic heritage. She rejected those religious traditions as a teenager, changing to an atheist.
She embraced Buddhism and the ways of Eastern objectives while attending Boston College, exceptional those beliefs into her pursuit of a master degree in psychology and yoga. She became a Unitarian in her mid 20s after enrolling a service preached by a female minister at the Arlington Street Church in Boston.
insights and beliefs, also, acquired that ministry belonged (particularly) To gentlemen, defined Sillari. Went on to function as a youth director in the Unitarian Church for seven years before attending the Andover Newton Theological School outside Boston. She said Unitarian Universalism desire to let individuals define their own brand of faith helped her theology to evolve. That open mindedness drew her to Portland First Parish congregation.
Are open to remodeling themselves while allowing me to evolve in my life, Sillari claimed. Is what binds me for and them to me. Said the search committee was drawn to Sillari of heart, Authenticity and an interest in bringing people together. Sillari beginning travel at the church, this is not noticeable changes. A Sudanese group leads worship in Arabic on Sunday morning, And work is up from 120 in August to about 150.
A bonus is the appeal that Sillari brings for young different groups. She is married and has a 10 years old daughter.
Logan likens Sillari dialogue to sense a rebirth. Church acquired an inward, Insular way to do things, he was quoted saying. Christina, We are taking a step away from a somewhat staid past and trying to reinvent and re create the relevance of this brand of alternative or liberal faith community.
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