Credit Reports

Submitted by JT on Thu, 10/30/2008 - 13:55
Forums

If I order my credit report every year with Credit Score,
Will "It" lower my Credit Score every time.

Hi JT
Ordering a credit report would mean that you are making a soft inquiry on your credit report. Soft inquiry do not lower your credit score and you can do soft inquiries as many times you want. However, soft inquiries gets listed in your credit report.

Fri, 10/31/2008 - 13:38 Permalink

Hi JT
Only one credit report is free from the three credit bureaus every year and if you want to pull out more, you need to pay for it. But credit score is not free and you need to purchase credit score each time to want to know your score. However, if you can pull out one credit report from any one of the bureaus every four months, you can stay tuned to the entries in your credit report round the year free of cost.

Sat, 11/01/2008 - 07:37 Permalink