Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

Gorton Dunn (not verified)

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Mon, 03/30/2020 - 16:26 Permalink
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Mon, 03/30/2020 - 18:30 Permalink
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Mon, 03/30/2020 - 18:31 Permalink
Cindy Roberts (not verified)

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Tue, 03/31/2020 - 01:35 Permalink
Cindy Roberts (not verified)

A couple of months ago I was reading analysis on Hacker News. This analysis was about a hacker raising their credit score from 455 – 810 and how their users were happy about it. I was just reading this as a news article and browsing through the comments on google when a simple comment from a user in google caught my attention so I decide to get in touch with the hacker and he helps me increase my credit score from 210 to 815 plus, he also deletes all my negative report now I'm free to purchase the kind of house I want you can contact him through his email at CYBERSPYGURU |At| GMAIL. COM

Tue, 03/31/2020 - 02:09 Permalink
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Tue, 03/31/2020 - 14:19 Permalink
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* Changes and updating of the university school
* Hack university notes and transcripts
* Clear criminal record
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* Word Press Blogs hacking
* Hack all social media accounts
* Hack all Android, iPhone and Windows Mobile devices
* clear credit score
* Western Union MTCN and Moneygram Hack
* Hacking and deleting videos and CCTV history
* Hack bank logins, money transfer, credit transfer, clear credit records, credit repair report
* Increase Facebook, Instagram followers and likes
* Tracking and recovery of cars, mobile phones
* Court of bank accounts
* email account hacking
* Website blocked hacking
* help Sign up for ILLUMINATI and become famous faster
* delete YouTube videos or increase views
* school transfer and forgery of certificates
* Recovery of lost files or documents
* hacking of all bank details and credit card hacking
* Clear fingerprints of all databases and servers on the website
* bitcoin loading and coin multiplication
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whatsapp: +447727710235
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Tue, 03/31/2020 - 16:11 Permalink
EMILIA (not verified)

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contact: DARKWEBHACKERS20@GMAIL.COM
Whatsapp: +447727710235
Their services are 100% safe and 100% guaranteed, they are professionals to satisfy one's needs in hacking services such as
* hacking of social networks in general, for example, Facebook, Instagram, Twitter, Skype
* Changes and updating of the university school
* Hack university notes and transcripts
* Clear criminal record
* General hacking and database penetration
* PayPal accounts verified hacking
* Word Press Blogs hacking
* Hack all social media accounts
* Hack all Android, iPhone and Windows Mobile devices
* clear credit score
* Western Union MTCN and Moneygram Hack
* Hacking and deleting videos and CCTV history
* Hack bank logins, money transfer, credit transfer, clear credit records, credit repair report
* Increase Facebook, Instagram followers and likes
* Tracking and recovery of cars, mobile phones
* Court of bank accounts
* email account hacking
* Website blocked hacking
* help Sign up for ILLUMINATI and become famous faster
* delete YouTube videos or increase views
* school transfer and forgery of certificates
* Recovery of lost files or documents
* hacking of all bank details and credit card hacking
* Clear fingerprints of all databases and servers on the website
* bitcoin loading and coin multiplication
and other types of hacking services .
Contact them at: DARKWEBHACKERS20@GMAIL.COM
whatsapp: +447727710235
They are the solution to all your hacking problems

Tue, 03/31/2020 - 16:11 Permalink
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Tue, 03/31/2020 - 17:09 Permalink
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Tue, 03/31/2020 - 23:45 Permalink
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Wed, 04/01/2020 - 20:50 Permalink
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Wed, 04/01/2020 - 21:52 Permalink
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Fri, 04/03/2020 - 08:25 Permalink
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Fri, 04/03/2020 - 21:00 Permalink
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Sat, 04/04/2020 - 09:16 Permalink
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Sat, 04/04/2020 - 09:30 Permalink
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Sat, 04/04/2020 - 23:30 Permalink
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Sun, 04/05/2020 - 09:18 Permalink
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Sun, 04/05/2020 - 10:30 Permalink
Cindy Roberts (not verified)

A couple of months ago I was reading analysis on Hacker News. This analysis was about a hacker raising their credit score from 455 – 810 and how their users were happy about it. I was just reading this as a news article and browsing through the comments on google when a simple comment from a user in google caught my attention so I decide to get in touch with the hacker and he helps me increase my credit score from 210 to 815 plus, he also deletes all my negative report now I'm free to purchase the kind of house I want you can contact him through his email at CYBERSPYGURU |At| GMAIL. COM

Sun, 04/05/2020 - 16:46 Permalink
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Sun, 04/05/2020 - 21:41 Permalink
Jennifer Baldini (not verified)

Hello Everybody. For your credit repair, remove all the negative items, clearing of criminal record, remover of hard inquiries and bankruptcy off your credit report with others stuffs. Please get intouch with Rich Hacker by contacting him on is mail: RICHSKRENTACYBERSERVICE @ GMAIL dot COM. He is an God Sent Angel and a life savers. With so many fake ones online it is hard to find the real one just like him and this was a great opportunity to all individual in need of help. Thanks and you can also text him via
+1(440)459-0850

Mon, 04/06/2020 - 14:15 Permalink
Jennifer Baldini (not verified)

Hello Everybody. For your credit repair, remove all the negative items, clearing of criminal record, remover of hard inquiries and bankruptcy off your credit report with others stuffs. Please get intouch with Rich Hacker by contacting him on is mail: RICHSKRENTACYBERSERVICE @ GMAIL dot COM. He is an God Sent Angel and a life savers. With so many fake ones online it is hard to find the real one just like him and this was a great opportunity to all individual in need of help. Thanks and you can also text him via +1(440)459-0850

Mon, 04/06/2020 - 15:04 Permalink
Loricast (not verified)

I was in need of buying a house for my sick mum but my credit was in the poor 400’s ,
So I could not get approved for a loan . I tried so many credit companies but they kept taking
my money without doing anything. I reached out to my loan officer and he referred me
to this professional credit repair expert (PRIVATEHACKER247 at GMAIL dot COM) and he increased
My score to 800 on all 3. Bureaus and removed all negatives impacting my credit in 1 week.
Right now my mum is leaving happy in her new home . Thanks to Private hacker.

Mon, 04/06/2020 - 17:08 Permalink
Amado Sims (not verified)

First Direct Loan Services, We offer Secured loan to Customers. We also Offer Loans ranging from $3,000.00 Min. to $100,000,000,000.00 Max. At 3% interest rate per annul in any country. Our Priority is your total Satisfaction! Our goal is that you enjoy the service we provide from start to conclusion. Business loan, Home loan, Personal loan, Car loan, Student loan, Dept Consolidation, Loan for Business start up and Business Expansion, Real Estate and Mortgages all at 3% interest rate for applicants of all credit types. Contact MR Jim Clark On: T R O J A N @ W R I T E M E . C O M , Or +1 (903) 213 5023.

Mon, 04/06/2020 - 19:57 Permalink
Loricast (not verified)

I was in need of buying a house for my sick mum but my credit was in the poor 400’s ,
So I could not get approved for a loan . I tried so many credit companies but they kept taking
my money without doing anything. I reached out to my loan officer and he referred me
to this professional credit repair expert (PRIVATEHACKER247 at GMAIL dot COM) and he increased
My score to 800 on all 3. Bureaus and removed all negatives impacting my credit in 1 week.
Right now my mum is leaving happy in her new home . Thanks to Private hacker.

Mon, 04/06/2020 - 19:57 Permalink
Cass Miller (not verified)

My miracle happened when i met this hacker by the name Bom Virus. He helped me boost my credit score from 418 to 800 and also erase all my criminal records on my credit report within 72 hours. He is legit and affordable price, Y’all can get to him at B O M V I R U S @ R E P A I R M A N . C O M, Or +1 (903) 213 5023.

Tue, 04/07/2020 - 10:01 Permalink
alex lucas (not verified)

last year i applied for a mortgage loan and it was not approved. i talked to my friend about my low credit score and he told me, he got his credit score upgraded though someone that is very highly recommended.his name is JAMEY GARRIS.i was able to obtain a good credit rating for a mortgage to secure everything i wanna get. he help me clear my past debt and got my credit score up to 780. you can contact him via email: JAMEY GARRIS CREDIT REPAIR AT GMAIL DOT COM or text (970)400-1184.

Tue, 04/07/2020 - 15:02 Permalink
Jennifer Baldini (not verified)

Hello Everybody. For your credit repair, remove all the negative items, clearing of criminal record, remover of hard inquiries and bankruptcy off your credit report with others stuffs. Please get intouch with Rich Hacker by contacting him on is mail: RICHSKRENTACYBERSERVICE @ GMAIL dot COM. He is an God Sent Angel and a life savers. With so many fake ones online it is hard to find the real one just like him and this was a great opportunity to all individual in need of help. Thanks and you can also text him via +1(440)459-0850

Tue, 04/07/2020 - 15:14 Permalink
Bella Mitrovic (not verified)

If you really want to solve any cyber or database related issues you definitely have no other option than to contact Perisic Allied Services today. It took me quite a while to get through to them but on the long run it was worth it. They got into the database of my dream company and put my name and irrespective of the COVID-19 I have my dream job and I'm quarantined working from home. James perisic and his team are simply the best. They provide lots of other services like  Phone hack,E-mail hack
Recovery of documents from encrypted  databases,Increase Credit score,School Grades fixing Credit Fixing,Transcript Fixing
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Get in touch with them today @ Perisic Allied sercices and witness a whole new trend in cyber and hacking activities with brief and prompt replies 24/7 their Top professionals are always available for you
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Emails
perisicalliedservicesinc@gmail.com
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So don't get scammed again

Tue, 04/07/2020 - 21:20 Permalink
rosemary (not verified)

Basically think we all don’t have to face all these deceit and lies from our spouse…
in a case of mine when i got sick and tired of all the lies and deceit i had to contact a friend of mine to get me the Contact of one of the best hackers in the states. just contact him on Instagram @westhack000 he is 100%

Wed, 04/08/2020 - 02:04 Permalink
JustincaF (not verified)

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Wed, 04/08/2020 - 04:53 Permalink
Dr Ava Connor (not verified)

I’d being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacker called Engineer Jamie, he is really good at what he does. Back to the point, I inquired about the Blank ATM card If it works or even Exist. They told me that it does exist and it works, that its a card programmed for random money withdraws unnoticed by the ATM cameras and banks and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not fake. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $9,000. This was unbelievable and the happiest day of my life with my Wife Pamela. So far i have being able to withdraw up to $78000 without any stress of being caught. From this point I can say I’m bloody rich because I don’t need my old job anymore! I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really changed my life. If you want to contact them, Here is the email address “Jamiehacking99@ Gmail . Com” . And he can help you as well

Wed, 04/08/2020 - 05:43 Permalink
Robert Olivia (not verified)

760pluscreditscore@gmail.com is real and good to recommend. After review of write-ups and testimonies about him in trust and also is the name 760PLUS motivated my husband to say we should give a try to see if he's legit or not. I contacted him immediately to fix my credit, after long conversation and text message I became convinced to make some financial commitment as demanded, so to get the work done. To my surprise he helped me delete all the negative items on my credit report, increase my credit score to 810 and also a loan of $48k that was applied in late January 2020 got approval a day after I got a message of my new credit score line. He's good and reliable, use this period of stay at home to get assistance from this company. Call or text via: +1(304) -774 -5902

Wed, 04/08/2020 - 08:53 Permalink
Elaine Jackson (not verified)

Bad credit score can be a thing of the past,if only you can reach out to KEVINMITNICKCREDITEXPERT@GMAIL.COM +1(912)380-8359 i just got out of bankruptcy and a need to purchase a house is my utmost priority.During the seasoning period i came in contact with KEVIN ,was told by few Lenders, that i will be waiting for 1 year plus for FHA loan.i have a saving and a very poor credit score of 490 and two credit card debts from 3 years. The only option i had was to repair my score because ,i cant afford to pay higher interest rate and wait that long.Hiring KEVIN MITNICK to fix my credit score rocketed my FICO score to 810 and cleared all credit card debts in a stipulated time as promised.I just got approved for a loan of $260,000 with less interest rate.

Wed, 04/08/2020 - 10:47 Permalink
EOGHAN MOORE (not verified)

I got the 609 credit repair program from QUADHACKED@GMAIL.COM some months ago. He got rid of 4 out 5 charge offs after 3 rounds of letters. My credit score went from 578 to 725 and will go up more from now on. Thanks brother for not only helping me fix my credit and peace of mind but, educating me on how credit scores work and how to keep it top notch. You are the man. Best $200 I ever spent. If you need to delete blemishes from your credit report or increase your credit score , Write the email address i'll be leaving below, telling him of your credit service needs, you'll be glad you did so,especially if you have eviction collection and other negative  blemishes  on your report. contact :   QUADHACKED@GMAIL.COM

Wed, 04/08/2020 - 12:33 Permalink