Forums
i have a simple question about my credit score,
i have no idea what my score is, all i want to know is, if i use my overdraft alot, (because each month i always end up in my overdraft), will this effect my credit score?
i am applying for a mortage in about 5 months
If I were you I would get a copy of your credit file from Experian or Equifax and then look at ways to improve your rating over the next few months before you apply for a mortgage.