Leaving Uk, Can they chase me up for debt owed?

Hi gj.venter
welcome to this forum. If you are leaving for your home country, then the creditors cannot follow you in that country to recover the dues. But you may have a judgment against you when you return back in the Country again. If you are leaving permanently, I think there is no problem.

I would wonder if they could somehow get in touch with your bank and subsequently you. Do they use a social security number system like we do here in the US?

Yes, Anthony is right. A debt in one country cannot chase you to another country even if your creditor has wide network in your home country. This is because British laws will not be valid in your home country, but you should not do the same mistake of building up huge debt in the home country again.

I don't know how to say this tactfully, but I will try....are you running from your debt or are you leaving the country for something else? It just kind of bothered me that you are purposely running from your debt and not even making an attempt to pay. Sorry---it just kind of made me wonder. I'm the type of person who thinks that even though there seems to be no way to find you, someone might find you and make you pay anyway. Maybe my thinking isn't right---any comments forum?

Well, that is understandable. I guess this would serve as a lesson learned for you. huh? Good luck!

I like it when the post replies get more in detailer..

I do too. Maybe Guest you can call your creditors about paying from another country. I am sure any payment would make them happpy as long as the debt was being paid on.

I would call them and explain the situation, I am sure that they will let you mail in your payment from another country, better that then having you not pay at all.

I agree. Be honorable and avid any problems that may arise from the issue.

That is what I was referring to above---being honorable and doing the right thing morally.

I truly agree with you on this. I think a concious effort shuld be made to repay the debt. Problem is some people don't think along the same lines.

I would say they would track you down for that amount or sell it to an aggressive collection agency and they would track you down.

Hi Lea
As far as I know, the UK laws will not be applicable to you if you leave the Country permanently with debt and so the debt collector cannot chase you in other counties no matter how strong their network in other country is. I think if it is possible for you to pay off the debt, then pay it off and then leave the country because £13000 is a fairly large amount. Moreover, if your creditor somehow comes to know that you are leaving the country without paying the debt, you may be in trouble. You can ask your creditor for a repayment plan which you think will suit you and pay if off. However, if you are not at all able to pay off the debt, then you can try leaving the country without paying it off.

I really agree with Justin on this one. If it is possible that is a lot of money so try to set something up.

I would not feel comfortable leaving that amount in the wind like that, how much is that in american dollars?

I am not sure about the translation with the money here. But I can just assume that this is a rather large amount.

Erb and I was thinking on the same lines. I myself wondered how much that was. It truly does seem astronomical.

I ain't no good at breakin' that there stuff down though.......................

I also believe that you should come to an agreement with your creditors and fix a repayment plan to pay off your debt. This is because if you do not pay off the dues and leave the country, the creditor can get a judgment against you. This judgment may affect you if you need to return to the country again in future. I think that if you disclose your inability of repaying the full amount to the creditor, the creditor may also settle for less.

Good advice as usual Anthony. The eprson may think they will never go back but with a lifetime a head who can be sure of that.

Even though the debt originated in the UK?

Good question Lorri...sounds more expensive than it may be worth..unless the debt was say...massive.

Maybe the SOLs in the United Kingdom are different.

That could be.

If only Her Majesty, the Queen would sign on we could ask her or Prince Charles or Prince William. HAAAAAAAAAAAAHHHHHHHHHHHHAAAAAA---I am crackin' myself up tonight.

Any legit debt must be paid.

Basically, if there is extradiction agreement between UK and your country you can be extradicted to UK to stand trial, but it is much more expensive than 1300 pounds.

Lorri what are you on and can I have some too? Welcome lots of #'s. Look forward to posting with ya.

Why are you leaving the UK, I hope it is not just to escape the debt? Trying to get back to the original post.

Did this poster ever come back and even reply to any posts? I like you hope it isn't to avoid debt becasue any debt that is massive is probaly worth chasing down.

I doubt they could even enforce something out of the country, but I would not put it past a collection agency to try.

If it was large enough I am sure they would try but I am like you I don't know how much legal standing they would have. I wouldn't imagine alot or any at all.

Right, I agree, I doubt they will pursure it..

I don't even think the Op even came back. Think he took the money and ran?

What am I ON?----This is my persona fireyone! Life of the party! Always leave 'em laughing...........

Can you bottle that and send it to me???How about if I said PLEASE?

Usaully they can not do anything if you are out of the country. Any laws would not apply to you. You need to inform them of this. Let us have a little more information here. Did you leave the country to escape the debt? If you did and then return to the States chance are they then can sue you. In some States they can actually stay the SOL ...meaning stop the SOL if you leave the State let alone the counrty. So if the State you aquired the debt in has an SOL of 4 years and you leave before that it can stop the SOL. Isn't there a way you could try to pay some of this large debt back. I can not imagine a collector tracking someone across the globe unless it was quite a bit of cash.

Hi Pookie
You need not worry about the debt collector if you are out of US because US laws would not apply to other countries and the collector cannot sue you in this new country to bring judgment against you. But if you return to US before the Statute of Limitation expired may may face judgment against you.

If you had a BK, or something like that, I DO think THAT would 'follow' you. Usually if a debt is 'accumulated' in another country, the debt ( depending on what it is) doesn't have any 'grounds' in this country. Hope this makes sense.

Where was this debt made at? In this country or another. If it was in the US you can feel free to give us the State and date of the LAST payment on this debt and we can look up the SOL for you. Most places only have a few years to be legally able to sue and get a judgemnet for repayment. It goes by State and the date of your last payment on this debt. You can let us know if you want and we would be more than happy to help. it never goes further than here so rest assued we are only trying to help you.

No I am not a t all familiar with Australias debt collection laws. I don't know if maybe you can find some info on the net but really I don't even imagine you have to worry. They can not enforce their laws here in the United States so just stay out of the country and you should be safe. You could google Australia collection laws and see what comes up...just a suggestion.

Hi Pookie
Australian and US laws are not the same. However, if you were in Canada, the debt collector could have reached you to collect the debt. But since you are in Australia, there is no chance to get chased by the creditor. The creditor may have his office at Australia, but it is for the debt which you will take in Australia and not in US. However, if you get back to US before the expiry of the Statute of Limitation period, the creditor can bring judgment against you to collect the entire debt along with the interest.

Yes, mostly the credit card companies raise the interest rates once you default on the payments. It is generally written on the fine prints on the form when you sign the credit card agreement. If you have good score, you can simply try and get a debt consolidation loan and pay off the credit card debt as soon as possible. If you want you can go through a credit counseling program.