Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums
Credit repair

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

Rosanna Amato (not verified)

Hello, my name is Rosanna. “I don’t know if this is legit or not but I have been scammed by Lexington law trying to get my credit repaired”, these were my exact words to XAP Credit Solution when I got his contact (XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704) while searching online on a trusted credit site after been messed up by Lexington law. I am a single mother that is just trying to make a life for her children and for them to not know what being homeless is like. I did everything I could to get my credit profile fixed so I can get a home for my kids but I was continuously scammed by rippers until I ran into XAP. He fixed my credit (he balanced up my credit card debt, erased all the inquiries, deleted the bankruptcy filed 2014 and raised my score to 802) within a relatively short period of time (9 business days) and helped me apply for a loan which was approved after 7 days. Well I got the house for my kids and we all owe him our lives. He’s a genius and can get job done without asking for more money. Contact him today and live up your lives being happy.

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