How to keep the car when an auto loan is charged off

Car charged off then repossessed paid current recieved car back was a day late the repossessed car again

So the bank charged off the car loan. I filled a BK the bank has not came for the car its been a year and a half?

My motorcycle was never repossessed but ended up being charged off and the debt was bought by another party. I’ve negotiated a lump sum deal, with my family member paying off less than what was owed on it. I still have the motorcycle and the debt collector says the lien will be removed once the lump sum payment has cleared. Does that mean I can sell the motorcycle after the lien is removed?

My motorcycle was never repossessed but ended up being charged off and the debt was bought by another party. I’ve negotiated a lump sum deal, with my family member paying off less than what was owed on it. I still have the motorcycle and the debt collector says the lien will be removed once the lump sum payment has cleared. Does that mean I can sell the motorcycle after the lien is removed?

My motorcycle was never repossessed but ended up being charged off and the debt was bought by another party. I’ve negotiated a lump sum deal, with my family member paying off less than what was owed on it. I still have the motorcycle and the debt collector says the lien will be removed once the lump sum payment has cleared. Does that mean I can sell the motorcycle after the lien is removed?

Is therw any way to keep your car once its been charged off without paying the entire loan

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I have a charge off my account and had no idea they stopped debiting the payment from my checking account. When I got a call from repossession company I was shocked. I contacted Bethpage Federal Credit Union. Spent 8 hours on the phone with them and they want me to pay full amount. Trying to pay full amount and getting a car loan for value of the car is hard when they have it listed as a loss on credit report. I asked if they could remove it for 7 business days so a loan could be approved. I asked to give them 10,000 in cash or money order. They are not working with me. Please help.

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The auto loan has been charged off, but no collection agency has contacted me. And I sent the original lender information of where to pick up the car. They have not done so.

Paid off agreement Made with Bank but still have balance the have it as paid off charge off balance but i still pay to finish full balance owed. Should i still pay or is it settled

My car was charged off last year, did not receive any statements . Now they are coming to repossess the car without any prior notice

I recently had brain and Spine Surgery and I couldn't make my car payments for awhile and they charged my car off can I still get be able to keep Vehicle if I start making on time payments this is in Indiana???

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My auto loan is charged off against my credit can I have the vehicle if I file bankruptcy

The car place went out if business . I was unable to pay the car off the car place went out of business . I was told that the car was charged off and that I had to pay the car off to get the title is that correct

If my loan has been charged off and someone hit my car and they are liable for damages , The insurance company still has to pay me for damages right ?

Can you please email me hicko

My registration was suspended due to canceling my insurance when I was not in possesion of my vehicle. However, now I am and would like to register it. but the loan has been charged off and I dont have the title. how can I register it? I believe you need the title to register it correct?

My registration was suspended due to canceling my insurance when I was not in possesion of my vehicle. However, now I am and would like to register it. but the loan has been charged off and I dont have the title. how can I register it? I believe you need the title to register it correct?

Car was repossessed have to pay back 5,000.00 of Liam pay off. I have no money but want to keep the car. Is this possible and how? Can I appt for a credit card and have car loan bal transferred over ?

Hello ,closed account charge off already if I can keep my car til can paid debt owe? But repo will take my car anytime but I still keep my car til I pay debt?

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My account is 123 days behind do to unemployed. I have help to pay all the late fees and missed payments and bring it current will they tell me i.have to pay them the whole 18,000 loan to keep my car

Okay vehicle that I have was charged off but I have the vehicle so I was wondering if I filed bankruptcy will that wipe out my debt for the vehicle and the vehicle becomes Minds

Hi my vehicle was just charged off and I’m trying to find out how I can go about getting the charge off reversed. I really would like to keep the car

My vehicle has a $3000 balance that was charged off on car loan after 7 year loan time finished in NYS?

After my husbands death our car went into collections. I am trying to register the car (Toyota Camry 2010) in California. They have asked for a copy of the Title and a letter stating that it is ok to register the car in my name only. Wel...l TMC says the account is closed so they can not help but referred me to Global Radius which is the collection agency where I am making payments until paid off. They won't release title or help unless car is paid off! Don't know what to do!???

I had an auto loan that was charged off and written off as profit and loss. That was maybe 2 years ago. I still have the vehicle and the certificate of title. Can I sell the vehicle?

Loan modification

Is it worth keeping the vehicle after it has been charged off?

I told the company to come get the car in 2015 I could not pay for it and I call them again in febuary of 2018 and they claim they have no account for this car it been 4 years the car is still not been pick-up so what do I need to do I no I been on ssid for a few years now

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My son did not paid his car loan and the loan was charged off, we did not know about it until now. He lost his job, they have a second baby, wife cannot work, huge medical bills, student loans,finally he found a job and started to pay them, but they say its too late.My husband was a cosigner. You said in your previous letter about loan modification. Who can modify? the lender? They said that they can do it if we would pay it in 3 mo $4000.00 per mo. It is totally unrealistic. They gave us 7 days to pay them total. This is Christmas, lots of people on vacation, all of us are working, is any legal way to extend the time to get the money to repay what else could be done? Grateful mom.

Found out my vehicle was in repossession (I set up auto payments, and I didn't know I had missed a couple prior to learning about the repo), and I offered to pay to catch up. Lender wouldn't accept payment, because they demanded the upcoming payment, not yet due, to be included in the catch-up payment. The car remained in repo status. Two months later I tried offering, again, to pay the amount DUE, and catch-up, then I could worry about next month's payment when due. They refused again. Car went into charge-off. I asked flat out: "Are you seriously not willing to work with me at all?" She said: "Nope." Did Lender breech contract by refusing payment offers twice?

My car has been in the shop for like 3 months three months of those six months and I do not pay a lien was put on it by the shop for $2,500 they did not respond to the 40-day needed to retrieve the car what happens

My car has been in the shop for like 3 months three months of those six months and I do not pay a lien was put on it by the shop for $2,500 they did not respond to the 40-day needed to retrieve the car what happens

Hello, can you please tell me how I would go about attempting to negotiate a Pay and Delete on a car loan that has been charged off? I would like my old lender to delete this charge off on my record?

What exactly is this?

my car is charge but I have made payment on the car I ask them to send me a print-out so I can see what I own first they said they would e-mail it at less 4 time then they was going to mail it never made it here I can feel safe riding around

What if you tried to make arrangement with finance company but they will not work with you.

How can you get a repossession removed from your credit file?

What if the account is closed and responsibility terminated due to bankruptcy? What are my financial obligations to the loan?

Hello, I would like to know what I can do in this case. Because I don't want my credit to decrease

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Do I contact the bank my car loan is through to try to modify our agreement?

Do I contact the bank my car loan is through to try to modify our agreement?

Hi - After a charge off (by Chrysler finance) will they still try to reposes the car?? If they turn it over to a collection agency will they try (of have the right) to reposes the car (live in Nevada if that matters) ? How do you (if you can) find out if a reposes order is out on your car? Thanks