Applied Card Bank aka Cross Country Bank

Submitted by Anonymous (not verified) on Tue, 12/11/2007 - 01:58
Forums

I have been battling Applied Card Bank for the past 10 years to get them off my CR.

I followed all the rules and tried to validate the the account. I was waiting for the 30 days to pass and they did respond to my Validation Letter, but they only sent me a copy of a credit application from 1995 that may or may not be mine. It was photo copied but illegible.

In my Verification letter I asked for itemized reciepts etc... Their response was that I had to pay the a copy fee for the statements.

I responded by letting them know that copy fee's were illegal. I have not heard back from them.

I send the CRA all the info but they have not removed them off my report.

Any ideas? I cannot really sue because I am currently out of country till next year, but I need my account cleared before I apply for a mortgage in July next year.

Dispute it with all the CRA's. That might help. Send the copies of the proof if you have them.

Tue, 12/11/2007 - 11:25 Permalink
Miranda McNamara (not verified)

I've had the same problem with this bank and think we ought to consider a class action law suit. I never even had a credit card with them yet recieved a letter from a collection agency stating I owed them money.

Wed, 07/21/2010 - 20:00 Permalink
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Tue, 12/03/2019 - 12:50 Permalink
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I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com

Sun, 12/08/2019 - 22:27 Permalink
Tracy Allen (not verified)

I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com / +1 (520) 800-6528 .

Tue, 12/10/2019 - 06:22 Permalink
Tracy Allen (not verified)

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Tue, 12/10/2019 - 07:00 Permalink