Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums
Credit repair

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

James Graham (not verified)

Hello my name is Franklin, For the past 7 – 9 months, I have been battling with my credit score because it was very low and i wanted to buy a house, until i met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within a couple days,even though I doubted him at first. He got my report information and in few days my TU,EQ,EX AND FICO was fixed. He is genuine and reliable, contact DanielKenCyberServices @gmail.com or +1 407-680-2514, he'll surely help.

Sun, 12/08/2019 - 01:59 Permalink
James Graham (not verified)

Hello my name is Franklin, For the past 7 – 9 months, I have been battling with my credit score because it was very low and i wanted to buy a house, until i met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within a couple days,even though I doubted him at first. He got my report information and in few days my TU,EQ,EX AND FICO was fixed. He is genuine and reliable, contact DanielKenCyberServices @gmail.com or +1 407-680-2514, he'll surely help.

Sun, 12/08/2019 - 01:59 Permalink
James Graham (not verified)

Hello my name is Franklin, For the past 7 – 9 months, I have been battling with my credit score because it was very low and i wanted to buy a house, until i met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within a couple days,even though I doubted him at first. He got my report information and in few days my TU,EQ,EX AND FICO was fixed. He is genuine and reliable, contact DanielKenCyberServices @gmail.com or +1 407-680-2514, he'll surely help.

Sun, 12/08/2019 - 01:59 Permalink