Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

Renner Wilson (not verified)

My score was 352 out of 900 on clear score as you can see I cannot get anything at all due to being immature few years back. I had a few negatives, I had an IVA, I also had defaults with telecom companies and also credit cards. I went online and found a credit repair expert on credit sesame. I contacted him on his personal email – (DANIELKENCYBERSERVICES AT GMAIL DOT COM)and he asked me to text him on his number +1 407-680-2514 for further discussion and I did immediately. I said to him, “if you can help me I will forever be in your debt”. He said to me I will help you bring your credit profile up to speed. After few days he deleted everything bad on my credit report and increased my score from 352 to 819 making me the happiest man on earth. God bless him and his entire household. I strongly recommend him for your credit repair.

Mon, 12/02/2019 - 15:02 Permalink
Renner Wilson (not verified)

My score was 352 out of 900 on clear score as you can see I cannot get anything at all due to being immature few years back. I had a few negatives, I had an IVA, I also had defaults with telecom companies and also credit cards. I went online and found a credit repair expert on credit sesame. I contacted him on his personal email – (DANIELKENCYBERSERVICES AT GMAIL DOT COM)and he asked me to text him on his number +1 407-680-2514 for further discussion and I did immediately. I said to him, “if you can help me I will forever be in your debt”. He said to me I will help you bring your credit profile up to speed. After few days he deleted everything bad on my credit report and increased my score from 352 to 819 making me the happiest man on earth. God bless him and his entire household. I strongly recommend him for your credit repair.

Mon, 12/02/2019 - 15:02 Permalink