Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums
Credit repair

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

Fatima Lessa (not verified)

Team XAP did me a great deal with less the amount these scammers took from me. XAP CREDIT SOLUTION increased my score to 800, removed all the negatives, charge offs and marked late payments as on time payments. Contact XAP via XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704. This review is very imperative because this is a major issue that people go through. I know they will give you all the help you need. Note I am not on any financial obligation to write this 5 star review rather my way of saying a big thank you to team XAP.

Mon, 12/02/2019 - 08:48 Permalink
Fatima Lessa (not verified)

Team XAP did me a great deal with less the amount these scammers took from me. XAP CREDIT SOLUTION increased my score to 800, removed all the negatives, charge offs and marked late payments as on time payments. Contact XAP via XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704. This review is very imperative because this is a major issue that people go through. I know they will give you all the help you need. Note I am not on any financial obligation to write this 5 star review rather my way of saying a big thank you to team XAP.

Mon, 12/02/2019 - 08:51 Permalink
Fatima Lessa (not verified)

Team XAP did me a great deal with less the amount these scammers took from me. XAP CREDIT SOLUTION increased my score to 800, removed all the negatives, charge offs and marked late payments as on time payments. Contact XAP via XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704. This review is very imperative because this is a major issue that people go through. I know they will give you all the help you need. Note I am not on any financial obligation to write this 5 star review rather my way of saying a big thank you to team XAP.

Mon, 12/02/2019 - 09:10 Permalink