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I got deeper and deeper into these payloan debts even to the point of borrowing money from other pdl lenders to cover pdl payments. I barely have nothing left on my paycheck and am unable to pay my other bills. I have a total of 7 payday loans and every week I am paying interest on them as I cannot afford to pay the principal. I am thinking of closing my bank account and would just call each one of them to see if I can make payment arrangements with them. Right now, my weekly paycheck is almost the same total amount the lenders will debit from my direct deposit every week. I have nothing left. I live in Maryland.
Payday lending is prohibited in Maryland. That means all lenders in your state are illegal. You owe them nothing more than the principal balance. Close down your old bank account immediately and open a new one to stop debiting money from your account. Ask them for the refund, if you have already overpaid them.