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I have the following situation:
Ameriloan-$300.00 paid $820.00
Cash Yes $100.00 paid $100.00
500 Fast Cash $200.00 pd $200.00
Loan point USA-I know I owe
Payment Direct-$200.00 paid $713.00
United Cash $400.00 paid $945.00
Everest Cash Advance $300.00 paid $990.00
Upfront Payday--I know I owe
I have sent letter asking for refunds because I thought internet payday loans were illegal in Washington DC. Contact the Department of Banking and Securities etc. Do I have any recourse. They keep telling me I owe them. They owe me, they have stolen from me since August, 2013.
do this
file complaints with your AG(attorneygeneral)in regards to the loans you overpaid,and the two you just paid.as for the other two they are illegal as well,and you only owe the principle.how much was debited by loan point,and upfront thus far?if you haven't closed your account do so.just know that illegal lenders are sick,and evil and will debit forever if you allow it.they will lie and threaten you.they are wrong and know it.do not speak to these lenders,or return calls from them.communicate via email only.
Sent letter asking for refunds
Payday lending is prohibited in Washington DC. That means all the above mentioned lenders are illegal in your state. You are required to pay them only the principal balance. Since you have already paid them more than the principal balance, so ask them for the refund. Close down your old bank account and open a new one to stop debiting money from your account.