Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

Thomas Cassimere (not verified)

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Tue, 03/19/2019 - 21:29 Permalink
Thomas Cassimere (not verified)

I’m a disabled Vet, trying to use my VA home loan but my credit score sucks, around 545 as an average across the 3 credit bureaus with 6 negative remarks and 4 accounts in collections. I quickly contacted Hack West after I read several reviews about them on different platforms. I got a quick response and immediately decided to fix my credit with them. The good news is that my score was boosted to 800 in less than 7 days and all negative remarks removed including collections, I am now in my dream apartment. I strongly recommend HackWest@Writeme.Com.You can also text Hack West on (424) 307 2638. They are fast and reliable.

Tue, 03/19/2019 - 21:58 Permalink
Thomas Cassimere (not verified)

I’m a disabled Vet, trying to use my VA home loan but my credit score sucks, around 545 as an average across the 3 credit bureaus with 6 negative remarks and 4 accounts in collections. I quickly contacted Hack West after I read several reviews about them on different platforms. I got a quick response and immediately decided to fix my credit with them. The good news is that my score was boosted to 800 in less than 7 days and all negative remarks removed including collections, I am now in my dream apartment. I strongly recommend HackWest@Writeme.Com.You can also text Hack West on (424) 307 2638. They are fast and reliable.

Tue, 03/19/2019 - 21:58 Permalink
harodbruce64 (not verified)

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Wed, 03/20/2019 - 01:40 Permalink