Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

Tina Jackson (not verified)

I feel so elated after my business with Action credit solutions two weeks ago. I almost taught they were scammers but they've proven to me that they're legit. Thank God I met the right people that took care of me unlike my friend that was screwed up by a scammer. After our research she went another company and I went with Action credit solutions. I had some collections, late payments, 2 hard inquiries and charge offs and contacted ACTION CREDIT SOLUTIONS through their number (737) 201 7316 and they asked me to drop my email. By then I had a credit score of 602 and needed to buy a home because I was almost becoming homeless. They removed all the negative items and increased my score to an excellent 800. I'm really short of words to explain the way feel right now because I never believed it will happen so fast. You guys are great! Keep doing the good work. You'll always a have big place in my heart. You can email them via ACTIONCREDITSOLUTIONS@GMAIL.COM. or call their number.

Mon, 09/09/2019 - 09:16 Permalink
Tina Jackson (not verified)

I feel so elated after my business with Action credit solutions two weeks ago. I almost taught they were scammers but they've proven to me that they're legit. Thank God I met the right people that took care of me unlike my friend that was screwed up by a scammer. After our research she went another company and I went with Action credit solutions. I had some collections, late payments, 2 hard inquiries and charge offs and contacted ACTION CREDIT SOLUTIONS through their number (737) 201 7316 and they asked me to drop my email. By then I had a credit score of 602 and needed to buy a home because I was almost becoming homeless. They removed all the negative items and increased my score to an excellent 800. I'm really short of words to explain the way feel right now because I never believed it will happen so fast. You guys are great! Keep doing the good work. You'll always a have big place in my heart. You can email them via ACTIONCREDITSOLUTIONS@GMAIL.COM. or call their number.

Mon, 09/09/2019 - 09:16 Permalink